Berks Community Action Program

About This Building

BCAP: Assisting Low-Income Individuals and Families Heading 1: Homeowners Emergency Mortgage Assistance Program (HEMAP) Heading 2: Supporting Homeowners in Financial Distress Heading 3: Homeless Assistance Program Heading 4: Providing Relief for Families at Risk of Homelessness Heading 5: Contact Information and Office Hours Revised Text: BCAP: Assisting Low-Income Individuals and Families Heading 1: Homeowners Emergency Mortgage Assistance Program (HEMAP) Under the Homeowners Emergency Mortgage Assistance Program (HEMAP), BCAP, a non-profit organization, offers a lifeline to qualified low-income families and individuals. By providing financial assistance, HEMAP aims to help homeowners stay in their homes as they recover from financial setbacks. Heading 2: Supporting Homeowners in Financial Distress HEMAP allows homeowners who have received an Act 91 notice the opportunity to apply for a loan that covers their mortgage payments until they regain their financial stability. This program ensures that these homeowners have a chance to overcome their financial challenges and maintain their homes. Heading 3: Homeless Assistance Program BCAP also runs the Homeless Assistance Program, which is designed to support families who are currently homeless or at risk of homelessness due to eviction or other circumstances. Through this program, BCAP provides rental-related payments directly to landlords on behalf of eligible families. These funds can be used for a security deposit, first month's rent, or both. Heading 4: Providing Relief for Families at Risk of Homelessness To qualify for the Homeless Assistance Program, families must meet certain eligibility criteria, including income guidelines and the ability to maintain a rental agreement in the long run. BCAP aims to provide the necessary support and resources to prevent homelessness, ensuring the stability of these families. Heading 5: Contact Information and Office Hours For more information about the housing programs available for low-income or homeless individuals, contact BCAP at (610) 376-6571. The office operates from Monday to Friday, serving the community from 8:00 AM to 4:30 PM. Please note that the office is closed for lunch daily from 12:30 PM to 1:30 PM.